Swiss Tax Calculators From question to number in two minutes.
21 free tools across income, wealth, property, pension and withholding tax — calibrated to the 26 cantons and good enough to plan with. Clients run tailored scenarios across the full tool suite. Browse by category, or open the calculator that answers your question right now.
Before & After: Imputed Rental Value Abolition
Compare your tax position under the current imputed rental value vs. after the expected 2029 abolition. Includes breakeven mortgage-rate analysis.
IncomeDeduction Impact Estimator
See how voluntary deductions (Pillar 3a, medical, training) reduce your taxable income and tax bill across Zurich, Zug, and Geneva at preset salary scenarios.
PropertyForeign Property: Rate-Determining Tax Impact
Model the Swiss progression impact of a foreign home across 10 cantons — the hidden cost of exemption-with-progression.
PropertyEigenmietwert Estimator
Estimate the taxable rental value of your home with cantonal formulas for Zürich, Bern, Aargau, Schwyz and Zug.
IncomeSwiss Income Tax Stack
Show how your Swiss income tax breaks down across the three layers — federal, cantonal, communal — for the canton and income you choose, with Zug and Genève reference comparisons.
FamilyIndividual vs Joint Taxation — Federal Tax Comparison
See how the proposed shift from joint to individual taxation would change your federal tax bill — by earning split and number of children.
FamilySwiss Inheritance Tax by Canton (2026)
Estimate inheritance tax on your share in 12 Swiss cantons. Covers parents, siblings, and nieces/nephews with 2026 rates. Spouses and children are exempt everywhere.
IncomeSwiss Lump-Sum Taxation Break-Even (2026)
Compare annual Swiss tax under the lump-sum regime versus ordinary taxation, canton by canton. Shows your break-even income and the CHF delta for a wealthy foreign arrival.
PropertyProperty Maintenance Deduction Planner
See whether bunching property maintenance into year 1 or spreading it evenly across 3 years gives the lower tax bill, by canton and household. Real Taxolution 2026 tax model figures for Zurich, Zug, and Geneva.
WithholdingNOV Threshold Checker
Enter your income and assets to see if Swiss withholding alone is final, or whether an ordinary tax return (NOV) is required.
RetirementPillar 2 Buy-In Tax Savings Calculator
Estimate your year-1 tax saving on a Pillar 2 buy-in via the differential method (your tax with vs without the buy-in), plus how the saving compares to routing the same amount through Pillar 3a and across all 26 cantons.
RetirementPension Capital Withdrawal Tax Calculator
Estimate tax on Pillar 3a withdrawals and Pillar 2 lump-sum payouts — plus a comparison across all 26 Swiss cantons.
RetirementPillar 3a Gap Calculator
See how much Pillar 3a contribution room you have to buy back under the 2026 retroactive rule, and the tax you could save.
RetirementPillar 3a Growth Comparison
Compare long-term growth of a 3a bank account, 3a securities fund, and a regular securities portfolio — all after Swiss taxes.
RetirementPillar 3a Tax Savings Calculator
See your annual tax saving at your marginal rate — plus a side-by-side view of how your canton compares to the rest of Switzerland.
WithholdingWithholding Tax Rate Explorer
Compare Swiss withholding tax rates across cantons for your tariff code and income bracket.
WithholdingTariff Code Wizard
Identify your exact Swiss withholding tariff code (A0N, B2Y, etc.) — tariff letter, children digit, and church tax suffix in three short steps.
IncomeSwiss Tax Burden by Canton
Rank all 26 cantons by total tax rate at your income or wealth level — see the cheapest and most expensive cantons side by side.
WealthCompare Wealth Tax by Canton (2026)
Compare annual wealth tax at each cantonal capital across four wealth levels. See how much you could save by relocating.
PropertyMaintenance Cost Classifier
Classify any Swiss renovation cost as werterhaltend (deductible against income tax) or wertvermehrend (capitalised against future real-estate gains tax), with the SSK Ausscheidungskatalog split and energy-saving carve-out flagged.
WithholdingSwiss Withholding Tax Checker
Four-question walkthrough that tells you whether your permit, nationality, and residence put you under Swiss withholding tax.
Before & After: Imputed Rental Value Abolition
See how the reform affects your tax situation under the current system vs. after abolition.
Need help optimizing your Swiss tax situation?
Schedule a free consultationDeduction Impact Estimator
Toggle Pillar 3a, medical, and training on and off to see how they reduce your taxable income — and your actual Swiss tax bill.
Tax saved from your selected voluntary deductions
CHF 0
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Schedule a free consultationForeign Property: Rate-Determining Tax Impact
See how owning property abroad affects your Swiss income and wealth tax through the progression reservation (Progressionsvorbehalt).
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Schedule a free consultationEigenmietwert Estimator
Estimate your imputed rental value based on cantonal formulas. Results are indicative — your actual assessment may differ.
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Schedule a free consultationSwiss Income Tax Stack
See your 2026 federal + cantonal + communal split for any canton at any income.
Total effective income tax at the cantonal capital, 2026 rates. No church tax, no children, no extraordinary deductions.
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Schedule a free consultationIndividual vs Joint Taxation — Federal Tax Comparison
Married couple, CHF 180,000 household income. See how the proposed individual taxation reform affects three earning splits under different family situations.
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Schedule a free consultationSwiss Inheritance Tax by Canton (2026)
Enter your inheritance share and relationship to the deceased — see the estimated tax across 12 cantons.
Figures for the cantonal capital, no church tax, tax year 2026. OW and SZ levy no inheritance tax on any heir. AG exempts parents and nieces/nephews. Non-relatives are not covered. Source: Taxolution 2026 tax model.
Cross-border estate or complex family situation? We map the full cantonal picture.
Schedule a free consultationSwiss Lump-Sum Taxation Break-Even (2026)
See whether lump-sum taxation actually beats ordinary Swiss tax for your income, wealth, and canton.
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Schedule a free consultationProperty Maintenance Deduction Planner
Compare spreading vs bunching for your 3-year maintenance budget. Smaller budgets favour bunching; larger budgets favour spreading because of progressive marginal rates. The calc detects the winner for your scenario.
Bunching wins
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| Year | Spread evenly | Bunched in year 1 |
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Schedule a free consultationNOV Threshold Checker
Check whether your income, assets, or other circumstances trigger a retrospective ordinary tax assessment (NOV) on top of Swiss withholding tax.
NOV Threshold Checker
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Schedule a free consultationPension Capital Withdrawal Tax Calculator
Estimate the tax on Pillar 3a withdrawals and Pillar 2 lump-sum payouts at retirement. The same reduced rates apply to both.
Estimated withdrawal tax
CHF 0
Tax breakdown
Your CHF 0 withdrawal
How your canton compares (tax on your withdrawal)
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Schedule a free consultationPillar 3a Gap Calculator
Estimate your retroactive buy-in potential and tax savings under the 2026 reform.
For each year, select whether you contributed the maximum, nothing, or a partial amount.
| Year | Max | Contributed | Gap |
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Results
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Schedule a free consultationPillar 3a Growth Comparison
Compare a 3a bank account, 3a securities, and a regular securities account — all with the same annual contribution, after all Swiss taxes.
Regular securities: Growth through asset value increase and reinvested dividends at the selected return rate. Dividends (40% of return) taxed as income, capital gains (60%) tax-free for Swiss private investors. Wealth tax of 0.3% on balance annually. No tax deduction on contributions.
3a bank account: Fixed interest rate of 0.75%, compounding tax-free. No wealth tax during accumulation. Withdrawal taxed at a reduced rate. Annual contribution is tax-deductible — tax savings shown as a separate cumulative cash benefit.
3a securities: Growth through asset value increase and reinvested dividends, compounding tax-free. A 0.5% annual drag is applied versus regular securities to reflect higher product fees and limited fund selection typical of 3a providers. No wealth tax during accumulation. Withdrawal taxed at a reduced rate. Tax savings shown separately, same as 3a bank.
Tax savings: Each year you deduct your 3a contribution from taxable income, saving contribution × marginal tax rate. This is cash back — it is not reinvested or compounded in this model.
Simplified elements: Withdrawal tax rate is approximated using a progressive formula. Actual rates vary by canton, profile, and commune.
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Schedule a free consultationPillar 3a Tax Savings Calculator
See how much you save on taxes each year by contributing to Pillar 3a.
Your estimated annual tax saving
CHF 0
Where your CHF 7,258 goes
How your canton compares (annual saving on max contribution)
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Schedule a free consultationWithholding Tax Rate Explorer
Compare Swiss withholding tax rates across cantons for your tariff code and income level.
Need help optimizing your Swiss tax situation?
Schedule a free consultationTariff Code Wizard
Answer a few questions to find your exact Swiss withholding tariff code — A, B, C, H or L, plus the right children digit and church suffix.
Find your Swiss withholding tax tariff code
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Schedule a free consultationSwiss Tax Burden by Canton
Total effective tax rate (federal + cantonal + municipal), 2025 rates. Switch between income and wealth tax.
Total effective income tax rate (federal + cantonal + municipal), 2025 rates
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Schedule a free consultationCompare Wealth Tax by Canton (2026)
See how much you'd pay in annual wealth tax at each cantonal capital. Select your profile and wealth level.
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Schedule a free consultationMaintenance Cost Classifier
Pick a renovation item to see the typical werterhaltend (deductible) vs wertvermehrend (capitalised) split, energy-saving carve-out where it applies, and the deductible-vs-capitalised CHF breakdown.
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Schedule a free consultationSwiss Withholding Tax Checker
Find out if Swiss withholding tax applies to your situation. Four questions, a minute or two.
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Schedule a free consultationThe full tax engine lives in MyTaxolution
These public calculators are a taste. Inside the client portal you get detailed income & wealth tax by municipality, canton comparisons, source tax scenarios, inheritance and gift modelling, plus a save-and-compare history — all powered by live Swiss tax data.
Become a clientReady for the full picture?
Our calculators get you in the ballpark. For your actual Swiss tax return — with the optimizations, deductions, and canton-specific rules these tools cannot capture — we handle the real thing.
- Unlock Maximum Tax Savings
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- Optimization Recommendations After First Call
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